Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,880,759,000 | 4,019,335,000 | 4,032,636,000 | 3,958,035,000 |
| Total loans | 3,236,657,000 | 3,329,414,000 | 3,373,910,000 | 3,293,225,000 |
| Allowance for loan losses | 39,223,000 | 40,877,000 | 42,211,000 | 45,384,000 |
| Securities available for sale | 85,059,000 | 81,891,000 | 82,740,000 | 104,740,000 |
| Securities held to maturity | 46,596,000 | 45,952,000 | 41,197,000 | 40,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,119,795,000 | 3,168,212,000 | 3,223,607,000 | 3,202,308,000 |
| Interest-bearing deposits | 2,584,211,000 | 2,578,004,000 | 2,645,262,000 | 2,629,959,000 |
| Noninterest-bearing deposits | 535,584,000 | 590,208,000 | 578,345,000 | 572,349,000 |
| Equity capital | 414,915,000 | 422,380,000 | 431,875,000 | 443,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 55,788,000 | 114,956,000 | 176,130,000 | 236,449,000 |
| Interest expense | 23,696,000 | 48,855,000 | 74,485,000 | 98,627,000 |
| Net interest income | 32,092,000 | 66,101,000 | 101,645,000 | 137,822,000 |
| Noninterest income | 1,129,000 | 3,858,000 | 6,234,000 | 10,482,000 |
| Noninterest expense | 19,569,000 | 40,470,000 | 60,113,000 | 79,162,000 |
| Provision for loan losses | 1,435,000 | 3,884,000 | 6,955,000 | 11,814,000 |
| Pretax income | 12,135,000 | 25,420,000 | 40,718,000 | 57,305,000 |
| Income tax | 2,754,000 | 5,800,000 | 9,383,000 | 13,645,000 |
| Net income | 9,381,000 | 19,620,000 | 31,335,000 | 43,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 359,406,000 | 366,939,000 | 376,393,000 | 389,287,000 |
| Total capital | 429,513,000 | 467,170,000 | 453,892,000 | 469,267,000 |
| Risk-weighted assets | 3,748,007,000 | 3,684,258,000 | 3,706,721,000 | 3,647,028,000 |