Call reports 2020
FIRST BANK — 2020
What FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,092,444,000 | 2,300,594,000 | 2,309,896,000 | 2,346,270,000 |
| Total loans | 1,758,364,000 | 1,955,007,000 | 2,004,649,000 | 2,047,572,000 |
| Allowance for loan losses | 19,478,000 | 21,441,000 | 22,806,000 | 23,974,000 |
| Securities available for sale | 52,400,000 | 66,757,000 | 70,413,000 | 61,731,000 |
| Securities held to maturity | 43,655,000 | 43,013,000 | 40,841,000 | 37,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,725,547,000 | 1,923,266,000 | 1,835,427,000 | 1,903,617,000 |
| Interest-bearing deposits | 1,433,598,000 | 1,464,143,000 | 1,389,913,000 | 1,479,498,000 |
| Noninterest-bearing deposits | 291,949,000 | 459,123,000 | 445,514,000 | 424,119,000 |
| Equity capital | 226,259,000 | 226,450,000 | 232,299,000 | 238,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,215,000 | 44,193,000 | 66,114,000 | 89,201,000 |
| Interest expense | 6,344,000 | 11,994,000 | 16,285,000 | 19,648,000 |
| Net interest income | 15,871,000 | 32,199,000 | 49,829,000 | 69,553,000 |
| Noninterest income | 1,222,000 | 3,103,000 | 5,348,000 | 6,663,000 |
| Noninterest expense | 9,923,000 | 19,691,000 | 29,643,000 | 40,698,000 |
| Provision for loan losses | 2,932,000 | 5,909,000 | 7,906,000 | 9,539,000 |
| Pretax income | 4,238,000 | 9,702,000 | 17,628,000 | 25,979,000 |
| Income tax | 1,005,000 | 2,352,000 | 4,375,000 | 6,531,000 |
| Net income | 3,233,000 | 7,350,000 | 13,253,000 | 19,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,593,000 | 206,543,000 | 212,514,000 | 218,548,000 |
| Total capital | 248,243,000 | 257,643,000 | 264,985,000 | 272,221,000 |
| Risk-weighted assets | 1,954,140,000 | 1,992,095,000 | 2,019,714,000 | 2,110,270,000 |