Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 917,441,000 | 970,689,000 | 1,007,685,000 | 1,073,294,000 |
| Total loans | 758,131,000 | 801,421,000 | 827,161,000 | 898,429,000 |
| Allowance for loan losses | 8,459,000 | 9,035,000 | 9,296,000 | 9,826,000 |
| Securities available for sale | 31,145,000 | 29,947,000 | 28,375,000 | 47,077,000 |
| Securities held to maturity | 51,845,000 | 50,777,000 | 52,663,000 | 53,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 798,985,000 | 852,230,000 | 874,149,000 | 894,934,000 |
| Interest-bearing deposits | 697,434,000 | 744,516,000 | 760,295,000 | 776,365,000 |
| Noninterest-bearing deposits | 101,551,000 | 107,714,000 | 113,854,000 | 118,569,000 |
| Equity capital | 70,474,000 | 85,540,000 | 87,463,000 | 88,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,036,000 | 18,297,000 | 28,111,000 | 38,327,000 |
| Interest expense | 2,267,000 | 4,647,000 | 7,006,000 | 9,424,000 |
| Net interest income | 6,769,000 | 13,650,000 | 21,105,000 | 28,903,000 |
| Noninterest income | 291,000 | 609,000 | 1,005,000 | 1,575,000 |
| Noninterest expense | 4,326,000 | 8,781,000 | 13,585,000 | 18,302,000 |
| Provision for loan losses | 813,000 | 1,452,000 | 1,743,000 | 2,697,000 |
| Pretax income | 1,946,000 | 4,051,000 | 6,807,000 | 9,504,000 |
| Income tax | 590,000 | 1,252,000 | 2,207,000 | 3,098,000 |
| Net income | 1,356,000 | 2,799,000 | 4,600,000 | 6,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,665,000 | 84,655,000 | 86,557,000 | 88,392,000 |
| Total capital | 99,684,000 | 115,277,000 | 117,467,000 | 119,859,000 |
| Risk-weighted assets | 852,967,000 | 892,378,000 | 927,376,000 | 1,006,484,000 |