Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 730,935,000 | 757,039,000 | 808,031,000 | 855,501,000 |
| Total loans | 545,074,000 | 580,760,000 | 608,794,000 | 689,887,000 |
| Allowance for loan losses | 6,181,000 | 6,755,000 | 7,160,000 | 7,940,000 |
| Securities available for sale | 39,101,000 | 57,106,000 | 47,314,000 | 45,341,000 |
| Securities held to maturity | 37,642,000 | 55,465,000 | 54,295,000 | 53,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,316,000 | 652,665,000 | 702,325,000 | 739,021,000 |
| Interest-bearing deposits | 558,836,000 | 555,394,000 | 604,661,000 | 639,055,000 |
| Noninterest-bearing deposits | 89,480,000 | 97,271,000 | 97,664,000 | 99,966,000 |
| Equity capital | 66,685,000 | 67,198,000 | 68,323,000 | 68,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,444,000 | 14,861,000 | 22,587,000 | 30,764,000 |
| Interest expense | 1,312,000 | 2,973,000 | 4,860,000 | 6,941,000 |
| Net interest income | 6,132,000 | 11,888,000 | 17,727,000 | 23,823,000 |
| Noninterest income | 832,000 | 1,097,000 | 1,350,000 | 1,636,000 |
| Noninterest expense | 4,434,000 | 8,729,000 | 13,060,000 | 17,729,000 |
| Provision for loan losses | 56,000 | 688,000 | 1,719,000 | 2,669,000 |
| Pretax income | 2,474,000 | 3,568,000 | 4,309,000 | 5,072,000 |
| Income tax | 745,000 | 1,091,000 | 1,108,000 | 1,185,000 |
| Net income | 1,729,000 | 2,477,000 | 3,201,000 | 3,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,211,000 | 66,537,000 | 67,533,000 | 68,224,000 |
| Total capital | 72,392,000 | 94,783,000 | 96,204,000 | 97,697,000 |
| Risk-weighted assets | 616,888,000 | 660,313,000 | 703,078,000 | 795,045,000 |