Call reports 2025
AXIOM BANK, NATIONAL ASSOCIATION — 2025
What AXIOM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 861,206,000 | 828,635,000 | 780,120,000 | 784,087,000 |
| Total loans | 558,172,000 | 552,396,000 | 504,262,000 | 491,299,000 |
| Allowance for loan losses | 7,812,000 | 7,871,000 | 7,244,000 | 7,450,000 |
| Securities available for sale | 156,726,000 | 186,936,000 | 156,383,000 | 157,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 762,019,000 | 699,255,000 | 681,163,000 | 658,464,000 |
| Interest-bearing deposits | 470,596,000 | 432,441,000 | 420,191,000 | 402,324,000 |
| Noninterest-bearing deposits | 291,423,000 | 266,814,000 | 260,972,000 | 256,140,000 |
| Equity capital | 92,279,000 | 91,672,000 | 90,659,000 | 90,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,182,000 | 24,328,000 | 36,672,000 | 47,477,000 |
| Interest expense | 4,426,000 | 8,608,000 | 12,821,000 | 16,542,000 |
| Net interest income | 7,756,000 | 15,720,000 | 23,851,000 | 30,935,000 |
| Noninterest income | 2,220,000 | 4,251,000 | 5,697,000 | 6,167,000 |
| Noninterest expense | 9,759,000 | 20,826,000 | 31,952,000 | 41,026,000 |
| Provision for loan losses | 260,000 | 344,000 | 337,000 | -128,000 |
| Pretax income | -16,000 | -1,147,000 | -2,712,000 | -3,733,000 |
| Income tax | -105,000 | -403,000 | -800,000 | -981,000 |
| Net income | 89,000 | -744,000 | -1,912,000 | -2,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,607,000 | 91,334,000 | 90,578,000 | 88,560,000 |
| Total capital | 99,582,000 | 99,138,000 | 97,935,000 | — |
| Risk-weighted assets | 637,704,000 | 623,861,000 | 588,255,000 | — |