Call reports 2022
AXIOM BANK, NATIONAL ASSOCIATION — 2022
What AXIOM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 637,072,000 | 649,853,000 | 703,762,000 | 659,945,000 |
| Total loans | 406,646,000 | 432,118,000 | 416,420,000 | 443,364,000 |
| Allowance for loan losses | 5,381,000 | 5,381,000 | 5,242,000 | 5,712,000 |
| Securities available for sale | 28,733,000 | 112,693,000 | 86,977,000 | 67,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,827,000 | 546,743,000 | 610,414,000 | 563,549,000 |
| Interest-bearing deposits | 422,582,000 | 416,393,000 | 486,278,000 | 423,557,000 |
| Noninterest-bearing deposits | 112,245,000 | 130,350,000 | 124,136,000 | 139,992,000 |
| Equity capital | 89,451,000 | 89,189,000 | 88,252,000 | 86,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,745,000 | 12,024,000 | 18,965,000 | 26,850,000 |
| Interest expense | 597,000 | 1,292,000 | 2,355,000 | 3,868,000 |
| Net interest income | 5,148,000 | 10,732,000 | 16,610,000 | 22,982,000 |
| Noninterest income | 1,341,000 | 2,796,000 | 4,498,000 | 6,185,000 |
| Noninterest expense | 6,929,000 | 14,056,000 | 22,105,000 | 31,874,000 |
| Provision for loan losses | -1,666,000 | -1,709,000 | -1,748,000 | -1,247,000 |
| Pretax income | 1,226,000 | 1,181,000 | 751,000 | -1,460,000 |
| Income tax | 298,000 | -130,000 | -236,000 | -773,000 |
| Net income | 928,000 | 1,311,000 | 987,000 | -687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,301,000 | 88,759,000 | 87,744,000 | 86,634,000 |
| Total capital | 93,602,000 | 94,140,000 | 92,986,000 | 92,546,000 |
| Risk-weighted assets | 423,969,000 | 462,704,000 | 458,588,000 | 495,632,000 |