Call reports 2019
AXIOM BANK, NATIONAL ASSOCIATION — 2019
What AXIOM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 656,596,000 | 683,448,000 | 684,939,000 | 672,019,000 |
| Total loans | 526,640,000 | 540,585,000 | 528,814,000 | 519,310,000 |
| Allowance for loan losses | 5,152,000 | 5,161,000 | 4,771,000 | 4,676,000 |
| Securities available for sale | 53,532,000 | 51,921,000 | 54,964,000 | 51,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,397,000 | 509,610,000 | 499,634,000 | 498,663,000 |
| Interest-bearing deposits | 425,408,000 | 420,533,000 | 425,148,000 | 428,764,000 |
| Noninterest-bearing deposits | 87,989,000 | 89,077,000 | 74,486,000 | 69,899,000 |
| Equity capital | 100,292,000 | 101,134,000 | 101,887,000 | 101,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,829,000 | 18,004,000 | 27,090,000 | 35,719,000 |
| Interest expense | 2,112,000 | 4,523,000 | 7,074,000 | 9,759,000 |
| Net interest income | 6,717,000 | 13,481,000 | 20,016,000 | 25,960,000 |
| Noninterest income | 1,818,000 | 3,978,000 | 5,562,000 | 6,962,000 |
| Noninterest expense | 7,708,000 | 15,960,000 | 23,170,000 | 30,510,000 |
| Provision for loan losses | 258,000 | 485,000 | 485,000 | 803,000 |
| Pretax income | 569,000 | 1,014,000 | 1,923,000 | 1,609,000 |
| Income tax | 149,000 | 267,000 | 506,000 | 444,000 |
| Net income | 420,000 | 747,000 | 1,417,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,324,000 | 84,724,000 | 85,472,000 | 85,296,000 |
| Total capital | 89,476,000 | 89,885,000 | 90,243,000 | 89,972,000 |
| Risk-weighted assets | 497,111,000 | 511,677,000 | 501,610,000 | 493,175,000 |