Call reports 2018
AXIOM BANK, NATIONAL ASSOCIATION — 2018
What AXIOM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 579,426,000 | 599,929,000 | 652,050,000 | 631,518,000 |
| Total loans | 483,811,000 | 507,933,000 | 535,602,000 | 502,695,000 |
| Allowance for loan losses | 6,821,000 | 6,370,000 | 5,916,000 | 5,157,000 |
| Securities available for sale | 36,271,000 | 36,721,000 | 38,388,000 | 46,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,865,000 | 470,802,000 | 495,313,000 | 475,056,000 |
| Interest-bearing deposits | 376,832,000 | 398,971,000 | 422,126,000 | 412,475,000 |
| Noninterest-bearing deposits | 72,033,000 | 71,831,000 | 73,187,000 | 62,581,000 |
| Equity capital | 97,533,000 | 97,922,000 | 98,855,000 | 99,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,224,000 | 14,833,000 | 24,485,000 | 33,338,000 |
| Interest expense | 1,423,000 | 3,012,000 | 5,100,000 | 7,250,000 |
| Net interest income | 5,801,000 | 11,821,000 | 19,385,000 | 26,088,000 |
| Noninterest income | 1,996,000 | 4,046,000 | 5,299,000 | 7,263,000 |
| Noninterest expense | 7,245,000 | 14,577,000 | 22,088,000 | 30,925,000 |
| Provision for loan losses | 0 | 0 | 0 | -350,000 |
| Pretax income | 552,000 | 1,290,000 | 2,596,000 | 2,776,000 |
| Income tax | 140,000 | 327,000 | 653,000 | 691,000 |
| Net income | 412,000 | 963,000 | 1,943,000 | 2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,185,000 | 98,736,000 | 87,036,000 | 83,829,000 |
| Total capital | 103,686,000 | 104,692,000 | 92,952,000 | 88,986,000 |
| Risk-weighted assets | 438,766,000 | 476,063,000 | 507,828,000 | 472,741,000 |