Call reports 2016
AXIOM BANK, NATIONAL ASSOCIATION — 2016
What AXIOM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 666,241,000 | 663,135,000 | 634,242,000 | 579,518,000 |
| Total loans | 513,893,000 | 494,861,000 | 482,147,000 | 447,003,000 |
| Allowance for loan losses | 10,817,000 | 9,798,000 | 9,497,000 | 8,912,000 |
| Securities available for sale | 30,169,000 | 33,991,000 | 38,290,000 | 40,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,614,000 | 493,260,000 | 462,426,000 | 447,950,000 |
| Interest-bearing deposits | 418,522,000 | 425,256,000 | 410,249,000 | 392,312,000 |
| Noninterest-bearing deposits | 78,092,000 | 68,004,000 | 52,177,000 | 55,638,000 |
| Equity capital | 95,465,000 | 96,092,000 | 96,542,000 | 96,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,906,000 | 13,353,000 | 19,615,000 | 26,238,000 |
| Interest expense | 1,556,000 | 3,124,000 | 4,714,000 | 6,241,000 |
| Net interest income | 5,350,000 | 10,229,000 | 14,901,000 | 19,997,000 |
| Noninterest income | 1,745,000 | 3,460,000 | 5,083,000 | 6,739,000 |
| Noninterest expense | 5,267,000 | 10,965,000 | 16,499,000 | 22,809,000 |
| Provision for loan losses | 0 | 0 | 0 | -297,000 |
| Pretax income | 1,828,000 | 2,724,000 | 3,485,000 | 4,234,000 |
| Income tax | 688,000 | 922,000 | 1,185,000 | 1,452,000 |
| Net income | 1,140,000 | 1,802,000 | 2,300,000 | 2,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,252,000 | 95,913,000 | 96,411,000 | 96,894,000 |
| Total capital | 100,174,000 | 100,750,000 | 101,251,000 | 101,388,000 |
| Risk-weighted assets | 387,858,000 | 381,971,000 | 382,553,000 | 355,086,000 |