Call reports 2015
AXIOM BANK, NATIONAL ASSOCIATION — 2015
What AXIOM BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 664,935,000 | 651,254,000 | 703,351,000 | 661,464,000 |
| Total loans | 545,279,000 | 553,213,000 | 539,586,000 | 544,054,000 |
| Allowance for loan losses | 10,988,000 | 11,169,000 | 11,171,000 | 11,028,000 |
| Securities available for sale | 23,874,000 | 23,012,000 | 22,786,000 | 25,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,799,000 | 482,999,000 | 534,028,000 | 493,008,000 |
| Interest-bearing deposits | 423,189,000 | 429,057,000 | 431,873,000 | 427,737,000 |
| Noninterest-bearing deposits | 73,610,000 | 53,942,000 | 102,155,000 | 65,271,000 |
| Equity capital | 91,837,000 | 92,590,000 | 93,529,000 | 94,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,554,000 | 13,375,000 | 20,480,000 | 27,895,000 |
| Interest expense | 1,579,000 | 3,146,000 | 4,757,000 | 6,364,000 |
| Net interest income | 4,975,000 | 10,229,000 | 15,723,000 | 21,531,000 |
| Noninterest income | 1,981,000 | 3,675,000 | 5,281,000 | 6,856,000 |
| Noninterest expense | 5,121,000 | 10,001,000 | 15,313,000 | 21,121,000 |
| Provision for loan losses | 500,000 | 1,174,000 | 1,465,000 | 1,465,000 |
| Pretax income | 1,592,000 | 2,986,000 | 4,483,000 | 6,068,000 |
| Income tax | 599,000 | 1,124,000 | 1,687,000 | 2,295,000 |
| Net income | 993,000 | 1,862,000 | 2,796,000 | 3,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,365,000 | 92,188,000 | 93,121,000 | 94,099,000 |
| Total capital | 96,178,000 | 97,215,000 | 98,169,000 | 99,266,000 |
| Risk-weighted assets | 378,907,000 | 396,001,000 | 397,831,000 | 407,509,000 |