Call reports 2026
UBANK — 2026
What UBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 180,128,000 | 182,753,000 |
| Total loans | 138,328,000 | 133,177,000 |
| Allowance for loan losses | 2,031,000 | 2,000,000 |
| Securities available for sale | 11,381,000 | 11,090,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 155,852,000 | 158,406,000 |
| Interest-bearing deposits | 126,730,000 | 130,269,000 |
| Noninterest-bearing deposits | 29,122,000 | 28,137,000 |
| Equity capital | 23,414,000 | 23,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,715,000 | 5,530,000 |
| Interest expense | 904,000 | 1,817,000 |
| Net interest income | 1,811,000 | 3,713,000 |
| Noninterest income | 119,000 | 229,000 |
| Noninterest expense | 1,233,000 | 2,528,000 |
| Provision for loan losses | 0 | -25,000 |
| Pretax income | 709,000 | 1,446,000 |
| Income tax | 175,000 | 356,000 |
| Net income | 534,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,074,000 | 24,130,000 |