Call report 2023Q4
UBANK — 2023Q4
The 22 measures UBANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,586,000 | USD | evidence → |
| Total loans | 109,803,000 | USD | evidence → |
| Allowance for loan losses | 1,777,000 | USD | evidence → |
| Securities available for sale | 15,174,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,407,000 | USD | evidence → |
| Interest-bearing deposits | 99,960,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,447,000 | USD | evidence → |
| Equity capital | 18,625,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,314,000 | USD | evidence → |
| Interest expense | 2,057,000 | USD | evidence → |
| Net interest income | 5,257,000 | USD | evidence → |
| Noninterest income | 524,000 | USD | evidence → |
| Noninterest expense | 4,690,000 | USD | evidence → |
| Provision for loan losses | 191,000 | USD | evidence → |
| Pretax income | 903,000 | USD | evidence → |
| Income tax | -76,000 | USD | evidence → |
| Net income | 979,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,614,000 | USD | evidence → |