Call report 2015Q4
UBANK — 2015Q4
The 22 measures UBANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,883,000 | USD | evidence → |
| Total loans | 35,027,000 | USD | evidence → |
| Allowance for loan losses | 539,000 | USD | evidence → |
| Securities available for sale | 21,976,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,402,000 | USD | evidence → |
| Interest-bearing deposits | 46,508,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,894,000 | USD | evidence → |
| Equity capital | 8,834,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,965,000 | USD | evidence → |
| Interest expense | 289,000 | USD | evidence → |
| Net interest income | 2,676,000 | USD | evidence → |
| Noninterest income | 486,000 | USD | evidence → |
| Noninterest expense | 2,210,000 | USD | evidence → |
| Provision for loan losses | 182,000 | USD | evidence → |
| Pretax income | 775,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 715,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,562,000 | USD | evidence → |
| Total capital | 9,033,000 | USD | evidence → |
| Risk-weighted assets | 37,575,000 | USD | evidence → |