Call report 2014Q4
UBANK — 2014Q4
The 22 measures UBANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,235,000 | USD | evidence → |
| Total loans | 35,902,000 | USD | evidence → |
| Allowance for loan losses | 468,000 | USD | evidence → |
| Securities available for sale | 22,436,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,949,000 | USD | evidence → |
| Interest-bearing deposits | 48,908,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,041,000 | USD | evidence → |
| Equity capital | 8,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,035,000 | USD | evidence → |
| Interest expense | 277,000 | USD | evidence → |
| Net interest income | 2,758,000 | USD | evidence → |
| Noninterest income | 578,000 | USD | evidence → |
| Noninterest expense | 2,179,000 | USD | evidence → |
| Provision for loan losses | 241,000 | USD | evidence → |
| Pretax income | 941,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 881,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,395,000 | USD | evidence → |
| Total capital | 8,863,000 | USD | evidence → |
| Risk-weighted assets | 39,499,000 | USD | evidence → |