Call reports 2008
UBANK — 2008
What UBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 57,825,000 | 58,728,000 | 58,967,000 | 59,187,000 |
| Total loans | 34,179,000 | 36,313,000 | 35,772,000 | 35,792,000 |
| Allowance for loan losses | 335,000 | 359,000 | 335,000 | 355,000 |
| Securities available for sale | 15,700,000 | 15,227,000 | 16,884,000 | 17,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,300,000 | 51,282,000 | 51,381,000 | 51,131,000 |
| Interest-bearing deposits | 41,945,000 | 42,646,000 | 43,026,000 | 43,276,000 |
| Noninterest-bearing deposits | 8,355,000 | 8,636,000 | 8,355,000 | 7,854,000 |
| Equity capital | 6,763,000 | 6,663,000 | 6,769,000 | 7,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,913,000 | 2,884,000 | 3,864,000 |
| Interest expense | 360,000 | 691,000 | 1,001,000 | 1,279,000 |
| Net interest income | 585,000 | 1,222,000 | 1,883,000 | 2,585,000 |
| Noninterest income | 138,000 | 278,000 | 424,000 | 565,000 |
| Noninterest expense | 460,000 | 925,000 | 1,403,000 | 1,885,000 |
| Provision for loan losses | 17,000 | 43,000 | 60,000 | 93,000 |
| Pretax income | 265,000 | 551,000 | 863,000 | 1,191,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 73,000 |
| Net income | 250,000 | 521,000 | 818,000 | 1,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,587,000 | 6,631,000 | 6,703,000 | 6,776,000 |
| Total capital | 6,922,000 | 6,990,000 | 7,038,000 | 7,131,000 |
| Risk-weighted assets | 35,000,000 | 36,191,000 | 36,263,000 | 35,268,000 |
Machine access — free, no API key
Every figure shown here about UBANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.