Call reports 2007
UBANK — 2007
What UBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,181,000 | 56,660,000 | 56,622,000 | 56,395,000 |
| Total loans | 32,642,000 | 33,215,000 | 32,709,000 | 33,668,000 |
| Allowance for loan losses | 394,000 | 392,000 | 342,000 | 330,000 |
| Securities available for sale | 16,580,000 | 16,023,000 | 16,851,000 | 16,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,450,000 | 49,809,000 | 49,512,000 | 49,119,000 |
| Interest-bearing deposits | 41,866,000 | 41,341,000 | 40,842,000 | 41,690,000 |
| Noninterest-bearing deposits | 8,583,000 | 8,469,000 | 8,670,000 | 7,429,000 |
| Equity capital | 6,147,000 | 6,155,000 | 6,353,000 | 6,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 915,000 | 1,845,000 | 2,811,000 | 3,791,000 |
| Interest expense | 354,000 | 720,000 | 1,080,000 | 1,450,000 |
| Net interest income | 561,000 | 1,125,000 | 1,731,000 | 2,341,000 |
| Noninterest income | 134,000 | 265,000 | 405,000 | 545,000 |
| Noninterest expense | 478,000 | 971,000 | 1,461,000 | 1,949,000 |
| Provision for loan losses | 18,000 | 36,000 | 50,000 | 70,000 |
| Pretax income | 196,000 | 380,000 | 622,000 | 864,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 52,000 |
| Net income | 182,000 | 353,000 | 581,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,328,000 | 6,359,000 | 6,445,000 | 6,506,000 |
| Total capital | 6,722,000 | 6,751,000 | 6,787,000 | 6,836,000 |
| Risk-weighted assets | 34,290,000 | 34,741,000 | 33,976,000 | 34,651,000 |
Machine access — free, no API key
Every figure shown here about UBANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.