Call reports 2006
UBANK — 2006
What UBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 55,151,000 | 56,124,000 | 56,171,000 | 56,165,000 |
| Total loans | 31,334,000 | 33,198,000 | 33,561,000 | 33,623,000 |
| Allowance for loan losses | 352,000 | 395,000 | 412,000 | 411,000 |
| Securities available for sale | 16,271,000 | 16,630,000 | 16,245,000 | 16,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,971,000 | 48,410,000 | 49,081,000 | 48,851,000 |
| Interest-bearing deposits | 41,321,000 | 40,272,000 | 40,867,000 | 40,648,000 |
| Noninterest-bearing deposits | 7,650,000 | 8,139,000 | 8,214,000 | 8,203,000 |
| Equity capital | 5,720,000 | 5,682,000 | 5,975,000 | 6,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,686,000 | 2,584,000 | 3,495,000 |
| Interest expense | 268,000 | 555,000 | 866,000 | 1,198,000 |
| Net interest income | 540,000 | 1,131,000 | 1,718,000 | 2,297,000 |
| Noninterest income | 129,000 | 280,000 | 417,000 | 550,000 |
| Noninterest expense | 461,000 | 907,000 | 1,355,000 | 1,851,000 |
| Provision for loan losses | 22,000 | 44,000 | 68,000 | 92,000 |
| Pretax income | 186,000 | 460,000 | 709,000 | 901,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 54,000 |
| Net income | 172,000 | 433,000 | 668,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,120,000 | 6,184,000 | 6,250,000 | 6,258,000 |
| Total capital | 6,472,000 | 6,579,000 | 6,662,000 | 6,669,000 |
| Risk-weighted assets | 33,053,000 | 34,763,000 | 34,899,000 | 34,794,000 |
Machine access — free, no API key
Every figure shown here about UBANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.