Call reports 2025
CREDIT FIRST NATIONAL ASSOCIATION — 2025
What CREDIT FIRST NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 40,176,000 | 40,021,000 | 38,973,000 | 38,846,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 38,616,000 | 38,490,000 | 37,466,000 | 37,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 0 | 2,000 | 2,000 | 4,000 |
| Interest expense | 4,000 | 9,000 | 14,000 | 19,000 |
| Net interest income | -4,000 | -7,000 | -12,000 | -15,000 |
| Noninterest income | 14,011,000 | 29,017,000 | 43,973,000 | 59,004,000 |
| Noninterest expense | 11,365,000 | 22,680,000 | 33,817,000 | 44,438,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,642,000 | 6,330,000 | 10,144,000 | 14,551,000 |
| Income tax | 595,000 | 1,409,000 | 2,247,000 | 3,203,000 |
| Net income | 2,047,000 | 4,921,000 | 7,897,000 | 11,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,616,000 | 38,490,000 | 37,466,000 | 37,417,000 |
| Total capital | 38,616,000 | 38,490,000 | 37,466,000 | 37,417,000 |
| Risk-weighted assets | 9,441,000 | 9,286,000 | 9,439,000 | 9,652,000 |