Call reports 2023
CREDIT FIRST NATIONAL ASSOCIATION — 2023
What CREDIT FIRST NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 39,407,000 | 38,857,000 | 37,246,000 | 38,650,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 37,752,000 | 36,988,000 | 34,773,000 | 36,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 0 | 2,000 | 2,000 | 3,000 |
| Interest expense | 2,000 | 4,000 | 7,000 | 11,000 |
| Net interest income | -2,000 | -2,000 | -5,000 | -8,000 |
| Noninterest income | 14,505,000 | 30,488,000 | 46,199,000 | 61,333,000 |
| Noninterest expense | 11,614,000 | 24,721,000 | 38,124,000 | 48,778,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,889,000 | 5,765,000 | 8,070,000 | 12,547,000 |
| Income tax | 642,000 | 1,282,000 | 1,802,000 | 2,777,000 |
| Net income | 2,247,000 | 4,483,000 | 6,268,000 | 9,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,752,000 | 36,988,000 | 34,773,000 | 36,275,000 |
| Total capital | 37,752,000 | 36,988,000 | 34,773,000 | 36,275,000 |
| Risk-weighted assets | 10,470,000 | 10,120,000 | 10,109,000 | 9,114,000 |