Call reports 2016
CREDIT FIRST NATIONAL ASSOCIATION — 2016
What CREDIT FIRST NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 49,499,000 | 51,745,000 | 52,242,000 | 53,000,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 46,902,000 | 49,982,000 | 49,855,000 | 50,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 0 | 2,000 | 2,000 | 4,000 |
| Interest expense | 1,000 | 1,000 | 2,000 | 2,000 |
| Net interest income | -1,000 | 1,000 | 0 | 2,000 |
| Noninterest income | 10,672,000 | 21,832,000 | 32,875,000 | 44,206,000 |
| Noninterest expense | 6,562,000 | 12,880,000 | 19,436,000 | 25,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,109,000 | 8,953,000 | 13,439,000 | 18,419,000 |
| Income tax | 1,507,000 | 3,272,000 | 4,885,000 | 6,688,000 |
| Net income | 2,602,000 | 5,681,000 | 8,554,000 | 11,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,902,000 | 49,982,000 | 49,855,000 | 50,032,000 |
| Total capital | 46,902,000 | 49,982,000 | 49,855,000 | 50,032,000 |
| Risk-weighted assets | 9,956,000 | 10,403,000 | 10,500,000 | 10,858,000 |