Call reports 2015
CREDIT FIRST NATIONAL ASSOCIATION — 2015
What CREDIT FIRST NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 44,500,000 | 47,181,000 | 47,743,000 | 48,740,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 41,855,000 | 45,570,000 | 45,787,000 | 46,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 0 | 2,000 | 2,000 | 4,000 |
| Interest expense | 0 | 1,000 | 1,000 | 2,000 |
| Net interest income | 0 | 1,000 | 1,000 | 2,000 |
| Noninterest income | 10,341,000 | 21,711,000 | 33,354,000 | 44,653,000 |
| Noninterest expense | 5,879,000 | 11,417,000 | 18,004,000 | 23,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,462,000 | 10,295,000 | 15,351,000 | 20,843,000 |
| Income tax | 1,637,000 | 3,755,000 | 5,594,000 | 7,572,000 |
| Net income | 2,825,000 | 6,540,000 | 9,757,000 | 13,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,855,000 | 45,570,000 | 45,787,000 | 46,301,000 |
| Total capital | 41,855,000 | 45,570,000 | 45,787,000 | 46,301,000 |
| Risk-weighted assets | 8,956,000 | 9,638,000 | 9,600,000 | 9,797,000 |