Call reports 2026
MUNICIPAL TRUST AND SAVINGS BANK — 2026
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 362,987,000 | 382,221,000 |
| Total loans | 256,625,000 | 260,867,000 |
| Allowance for loan losses | 3,059,000 | 3,059,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 59,342,000 | 59,991,000 |
| Trading assets | 0 | 0 |
| Total deposits | 293,087,000 | 305,734,000 |
| Interest-bearing deposits | 213,396,000 | 213,466,000 |
| Noninterest-bearing deposits | 79,691,000 | 92,268,000 |
| Equity capital | 55,904,000 | 58,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,037,000 | 10,458,000 |
| Interest expense | 1,071,000 | 2,132,000 |
| Net interest income | 3,966,000 | 8,326,000 |
| Noninterest income | 383,000 | 710,000 |
| Noninterest expense | 1,564,000 | 3,270,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,785,000 | 5,766,000 |
| Income tax | 0 | 345,000 |
| Net income | 2,785,000 | 5,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 55,904,000 | 58,540,000 |