Call reports 2024
MUNICIPAL TRUST AND SAVINGS BANK — 2024
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 358,413,000 | 357,332,000 | 351,010,000 | 350,502,000 |
| Total loans | 243,220,000 | 232,678,000 | 243,294,000 | 248,806,000 |
| Allowance for loan losses | 2,666,000 | 2,666,000 | 2,666,000 | 2,966,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 80,570,000 | 80,872,000 | 76,655,000 | 74,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,008,000 | 281,329,000 | 273,656,000 | 274,654,000 |
| Interest-bearing deposits | 204,965,000 | 205,463,000 | 197,614,000 | 202,029,000 |
| Noninterest-bearing deposits | 75,043,000 | 75,866,000 | 76,042,000 | 72,625,000 |
| Equity capital | 57,109,000 | 59,219,000 | 55,420,000 | 56,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,399,000 | 9,110,000 | 13,876,000 | 18,708,000 |
| Interest expense | 1,039,000 | 2,174,000 | 3,339,000 | 4,506,000 |
| Net interest income | 3,360,000 | 6,936,000 | 10,537,000 | 14,202,000 |
| Noninterest income | 412,000 | 693,000 | 945,000 | 1,231,000 |
| Noninterest expense | 1,407,000 | 2,978,000 | 4,453,000 | 6,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 2,365,000 | 4,651,000 | 7,029,000 | 8,737,000 |
| Income tax | 163,000 | 340,000 | 511,000 | 684,000 |
| Net income | 2,202,000 | 4,311,000 | 6,518,000 | 8,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,109,000 | 59,219,000 | 55,420,000 | 56,955,000 |