Call reports 2022
MUNICIPAL TRUST AND SAVINGS BANK — 2022
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 367,443,000 | 361,460,000 | 356,153,000 | 343,382,000 |
| Total loans | 213,085,000 | 221,953,000 | 231,699,000 | 231,069,000 |
| Allowance for loan losses | 2,731,000 | 2,731,000 | 2,731,000 | 2,731,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 86,297,000 | 86,521,000 | 89,548,000 | 89,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,072,000 | 296,019,000 | 288,439,000 | 286,151,000 |
| Interest-bearing deposits | 216,784,000 | 214,902,000 | 204,061,000 | 201,564,000 |
| Noninterest-bearing deposits | 84,288,000 | 81,117,000 | 84,378,000 | 84,587,000 |
| Equity capital | 48,112,000 | 50,182,000 | 52,089,000 | 46,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,759,000 | 5,754,000 | 8,927,000 | 12,325,000 |
| Interest expense | 178,000 | 360,000 | 533,000 | 725,000 |
| Net interest income | 2,581,000 | 5,394,000 | 8,394,000 | 11,600,000 |
| Noninterest income | 511,000 | 1,213,000 | 1,523,000 | 1,797,000 |
| Noninterest expense | 1,241,000 | 2,543,000 | 3,814,000 | 5,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,851,000 | 4,064,000 | 6,103,000 | 7,965,000 |
| Income tax | 123,000 | 266,000 | 398,000 | 472,000 |
| Net income | 1,728,000 | 3,798,000 | 5,705,000 | 7,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,112,000 | 50,182,000 | 52,089,000 | 46,465,000 |