Call reports 2021
MUNICIPAL TRUST AND SAVINGS BANK — 2021
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 343,785,000 | 347,854,000 | 351,468,000 | 356,550,000 |
| Total loans | 207,085,000 | 208,857,000 | 205,939,000 | 209,330,000 |
| Allowance for loan losses | 2,731,000 | 2,731,000 | 2,731,000 | 2,731,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,167,000 | 19,392,000 | 39,287,000 | 76,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,491,000 | 284,451,000 | 289,185,000 | 288,210,000 |
| Interest-bearing deposits | 203,210,000 | 205,227,000 | 205,725,000 | 207,821,000 |
| Noninterest-bearing deposits | 78,281,000 | 79,224,000 | 83,460,000 | 80,389,000 |
| Equity capital | 48,161,000 | 49,730,000 | 51,240,000 | 52,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,827,000 | 5,520,000 | 8,190,000 | 10,894,000 |
| Interest expense | 288,000 | 531,000 | 743,000 | 939,000 |
| Net interest income | 2,539,000 | 4,989,000 | 7,447,000 | 9,955,000 |
| Noninterest income | 600,000 | 1,043,000 | 1,385,000 | 2,025,000 |
| Noninterest expense | 1,259,000 | 2,560,000 | 3,827,000 | 5,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,880,000 | 3,472,000 | 5,005,000 | 6,605,000 |
| Income tax | 31,000 | 54,000 | 77,000 | 427,000 |
| Net income | 1,849,000 | 3,418,000 | 4,928,000 | 6,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,161,000 | 49,730,000 | 51,240,000 | 52,557,000 |
| Total capital | 50,316,000 | 51,923,000 | 53,489,000 | — |
| Risk-weighted assets | 171,841,000 | 174,879,000 | 179,407,000 | — |