Call reports 2019
MUNICIPAL TRUST AND SAVINGS BANK — 2019
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 309,874,000 | 309,130,000 | 317,922,000 | 312,961,000 |
| Total loans | 189,169,000 | 187,048,000 | 187,683,000 | 182,480,000 |
| Allowance for loan losses | 2,730,000 | 2,731,000 | 2,731,000 | 2,731,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,252,000 | 28,633,000 | 27,859,000 | 25,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,059,000 | 248,125,000 | 254,700,000 | 257,092,000 |
| Interest-bearing deposits | 190,958,000 | 194,890,000 | 196,625,000 | 202,768,000 |
| Noninterest-bearing deposits | 53,101,000 | 53,235,000 | 58,075,000 | 54,324,000 |
| Equity capital | 52,077,000 | 51,104,000 | 52,769,000 | 47,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,983,000 | 6,104,000 | 9,298,000 | 12,526,000 |
| Interest expense | 420,000 | 903,000 | 1,421,000 | 1,950,000 |
| Net interest income | 2,563,000 | 5,201,000 | 7,877,000 | 10,576,000 |
| Noninterest income | 376,000 | 450,000 | 649,000 | 742,000 |
| Noninterest expense | 1,055,000 | 1,999,000 | 3,169,000 | 4,430,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,884,000 | 3,652,000 | 5,357,000 | 6,888,000 |
| Income tax | 28,000 | 40,000 | 80,000 | 102,000 |
| Net income | 1,856,000 | 3,612,000 | 5,277,000 | 6,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,077,000 | 51,104,000 | 52,769,000 | 47,571,000 |
| Total capital | 54,126,000 | 53,144,000 | 54,802,000 | 49,530,000 |
| Risk-weighted assets | 163,230,000 | 162,508,000 | 161,951,000 | 155,949,000 |