Call reports 2018
MUNICIPAL TRUST AND SAVINGS BANK — 2018
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 304,723,000 | 295,944,000 | 299,361,000 | 299,887,000 |
| Total loans | 187,338,000 | 184,227,000 | 186,996,000 | 185,336,000 |
| Allowance for loan losses | 2,725,000 | 2,727,000 | 2,728,000 | 2,729,000 |
| Securities available for sale | 477,000 | 474,000 | 470,000 | 0 |
| Securities held to maturity | 33,840,000 | 32,850,000 | 32,131,000 | 30,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,587,000 | 230,980,000 | 232,625,000 | 237,456,000 |
| Interest-bearing deposits | 181,673,000 | 182,245,000 | 185,161,000 | 186,211,000 |
| Noninterest-bearing deposits | 49,914,000 | 48,735,000 | 47,464,000 | 51,245,000 |
| Equity capital | 55,534,000 | 50,848,000 | 52,597,000 | 50,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,639,000 | 5,405,000 | 8,261,000 | 11,253,000 |
| Interest expense | 231,000 | 493,000 | 789,000 | 1,147,000 |
| Net interest income | 2,408,000 | 4,912,000 | 7,472,000 | 10,106,000 |
| Noninterest income | 351,000 | 628,000 | 912,000 | 985,000 |
| Noninterest expense | 1,034,000 | 1,995,000 | 3,060,000 | 4,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,725,000 | 3,545,000 | 5,324,000 | 6,848,000 |
| Income tax | 26,000 | 53,000 | 80,000 | 102,000 |
| Net income | 1,699,000 | 3,492,000 | 5,244,000 | 6,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,534,000 | 50,848,000 | 52,597,000 | 50,221,000 |
| Total capital | 57,522,000 | 52,842,000 | 54,663,000 | 52,259,000 |
| Risk-weighted assets | 158,327,000 | 158,821,000 | 164,628,000 | 162,327,000 |