Call reports 2017
MUNICIPAL TRUST AND SAVINGS BANK — 2017
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 307,939,000 | 295,558,000 | 301,557,000 | 299,209,000 |
| Total loans | 176,117,000 | 179,602,000 | 177,962,000 | 179,383,000 |
| Allowance for loan losses | 2,813,000 | 2,750,000 | 2,723,000 | 2,724,000 |
| Securities available for sale | 485,000 | 488,000 | 488,000 | 485,000 |
| Securities held to maturity | 33,507,000 | 34,792,000 | 35,026,000 | 33,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,423,000 | 232,276,000 | 233,939,000 | 231,572,000 |
| Interest-bearing deposits | 182,769,000 | 187,161,000 | 189,560,000 | 182,595,000 |
| Noninterest-bearing deposits | 50,654,000 | 45,115,000 | 44,379,000 | 48,977,000 |
| Equity capital | 56,821,000 | 50,443,000 | 52,206,000 | 53,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,348,000 | 4,782,000 | 7,425,000 | 10,096,000 |
| Interest expense | 171,000 | 361,000 | 573,000 | 796,000 |
| Net interest income | 2,177,000 | 4,421,000 | 6,852,000 | 9,300,000 |
| Noninterest income | 382,000 | 703,000 | 1,067,000 | 1,376,000 |
| Noninterest expense | 990,000 | 1,903,000 | 2,910,000 | 4,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,569,000 | 3,221,000 | 5,009,000 | 6,585,000 |
| Income tax | 24,000 | 48,000 | 74,000 | 97,000 |
| Net income | 1,545,000 | 3,173,000 | 4,935,000 | 6,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,821,000 | 50,443,000 | 52,206,000 | 53,843,000 |
| Total capital | 58,688,000 | 52,369,000 | 54,120,000 | 55,791,000 |
| Risk-weighted assets | 148,451,000 | 153,233,000 | 152,331,000 | 155,032,000 |