Call reports 2007
MUNICIPAL TRUST AND SAVINGS BANK — 2007
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 283,343,000 | 290,419,000 | 286,410,000 | 282,090,000 |
| Total loans | 156,804,000 | 155,054,000 | 159,490,000 | 159,731,000 |
| Allowance for loan losses | 1,501,000 | 1,495,000 | 1,495,000 | 1,495,000 |
| Securities available for sale | 499,000 | 490,000 | 495,000 | 495,000 |
| Securities held to maturity | 50,702,000 | 50,495,000 | 41,214,000 | 31,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,169,000 | 241,198,000 | 231,336,000 | 234,059,000 |
| Interest-bearing deposits | 215,614,000 | 224,471,000 | 214,165,000 | 213,098,000 |
| Noninterest-bearing deposits | 20,555,000 | 16,727,000 | 17,171,000 | 20,961,000 |
| Equity capital | 41,887,000 | 43,552,000 | 45,156,000 | 42,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,135,000 | 8,516,000 | 12,966,000 | 17,573,000 |
| Interest expense | 2,055,000 | 4,232,000 | 6,491,000 | 8,660,000 |
| Net interest income | 2,080,000 | 4,284,000 | 6,475,000 | 8,913,000 |
| Noninterest income | 261,000 | 681,000 | 915,000 | 1,150,000 |
| Noninterest expense | 950,000 | 1,880,000 | 2,688,000 | 3,823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,391,000 | 3,085,000 | 4,702,000 | 6,240,000 |
| Income tax | 15,000 | 34,000 | 52,000 | 71,000 |
| Net income | 1,376,000 | 3,051,000 | 4,650,000 | 6,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,887,000 | 43,543,000 | 45,152,000 | 42,375,000 |
| Total capital | 43,387,000 | 45,038,000 | 46,647,000 | 43,870,000 |
| Risk-weighted assets | 153,529,000 | 157,363,000 | 156,739,000 | 156,177,000 |
Machine access — free, no API key
Every figure shown here about MUNICIPAL TRUST AND SAVINGS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.