Call reports 2006
MUNICIPAL TRUST AND SAVINGS BANK — 2006
What MUNICIPAL TRUST AND SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 269,271,000 | 270,956,000 | 277,931,000 | 278,147,000 |
| Total loans | 158,538,000 | 165,605,000 | 165,253,000 | 155,041,000 |
| Allowance for loan losses | 1,314,000 | 1,389,000 | 1,450,000 | 1,501,000 |
| Securities available for sale | 0 | 0 | 498,000 | 499,000 |
| Securities held to maturity | 64,025,000 | 62,900,000 | 63,787,000 | 57,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,538,000 | 225,266,000 | 232,759,000 | 231,434,000 |
| Interest-bearing deposits | 206,671,000 | 207,986,000 | 211,138,000 | 213,909,000 |
| Noninterest-bearing deposits | 19,867,000 | 17,280,000 | 21,621,000 | 17,525,000 |
| Equity capital | 39,791,000 | 41,286,000 | 41,822,000 | 43,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,686,000 | 7,462,000 | 11,447,000 | 15,615,000 |
| Interest expense | 1,512,000 | 3,181,000 | 5,022,000 | 6,982,000 |
| Net interest income | 2,174,000 | 4,281,000 | 6,425,000 | 8,633,000 |
| Noninterest income | 258,000 | 589,000 | 799,000 | 1,197,000 |
| Noninterest expense | 951,000 | 1,802,000 | 2,606,000 | 3,627,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 1,406,000 | 2,918,000 | 4,393,000 | 5,928,000 |
| Income tax | 15,000 | 32,000 | 48,000 | 64,000 |
| Net income | 1,391,000 | 2,886,000 | 4,345,000 | 5,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,791,000 | 41,286,000 | 41,822,000 | 43,340,000 |
| Total capital | 41,105,000 | 42,675,000 | 43,272,000 | 44,841,000 |
| Risk-weighted assets | 149,205,000 | 156,114,000 | 156,417,000 | 152,755,000 |
Machine access — free, no API key
Every figure shown here about MUNICIPAL TRUST AND SAVINGS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.