Call reports 2020
MBANK — 2020
What MBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,352,934,000 | 1,516,463,000 | 1,520,885,000 | 1,499,686,000 |
| Total loans | 1,044,177,000 | 1,153,790,000 | 1,144,325,000 | 1,077,593,000 |
| Allowance for loan losses | 5,251,000 | 5,314,000 | 5,791,000 | 5,775,000 |
| Securities available for sale | 114,734,000 | 108,703,000 | 106,830,000 | 111,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,101,667,000 | 1,232,600,000 | 1,284,123,000 | 1,263,110,000 |
| Interest-bearing deposits | 817,658,000 | 842,208,000 | 848,882,000 | 844,357,000 |
| Noninterest-bearing deposits | 284,009,000 | 390,392,000 | 435,241,000 | 418,753,000 |
| Equity capital | 155,147,000 | 157,436,000 | 161,082,000 | 161,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,666,000 | 32,106,000 | 46,794,000 | 62,029,000 |
| Interest expense | 2,255,000 | 4,243,000 | 5,878,000 | 7,213,000 |
| Net interest income | 13,411,000 | 27,863,000 | 40,916,000 | 54,816,000 |
| Noninterest income | 2,015,000 | 4,438,000 | 7,735,000 | 10,645,000 |
| Noninterest expense | 11,025,000 | 22,887,000 | 34,157,000 | 45,454,000 |
| Provision for loan losses | 100,000 | 200,000 | 600,000 | 1,000,000 |
| Pretax income | 4,301,000 | 9,214,000 | 13,894,000 | 19,007,000 |
| Income tax | 903,000 | 1,935,000 | 2,918,000 | 3,992,000 |
| Net income | 3,398,000 | 7,279,000 | 10,976,000 | 15,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,958,000 | 131,507,000 | 135,373,000 | 134,069,000 |
| Total capital | 136,209,000 | 136,821,000 | 141,164,000 | 139,844,000 |
| Risk-weighted assets | 1,029,309,000 | 1,028,384,000 | 997,096,000 | 981,629,000 |