Call reports 2019
MBANK — 2019
What MBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,313,809,000 | 1,327,413,000 | 1,352,012,000 | 1,316,588,000 |
| Total loans | 1,045,428,000 | 1,060,703,000 | 1,059,942,000 | 1,058,776,000 |
| Allowance for loan losses | 5,113,000 | 5,265,000 | 5,267,000 | 5,267,000 |
| Securities available for sale | 113,460,000 | 110,348,000 | 107,091,000 | 107,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,918,000 | 1,116,022,000 | 1,116,098,000 | 1,076,388,000 |
| Interest-bearing deposits | 852,596,000 | 838,625,000 | 828,158,000 | 788,532,000 |
| Noninterest-bearing deposits | 247,322,000 | 277,397,000 | 287,940,000 | 287,856,000 |
| Equity capital | 150,592,000 | 155,157,000 | 156,199,000 | 157,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,828,000 | 32,588,000 | 48,618,000 | 64,384,000 |
| Interest expense | 2,591,000 | 5,353,000 | 8,059,000 | 10,474,000 |
| Net interest income | 13,237,000 | 27,235,000 | 40,559,000 | 53,910,000 |
| Noninterest income | 1,170,000 | 2,312,000 | 4,298,000 | 5,854,000 |
| Noninterest expense | 9,931,000 | 19,918,000 | 30,162,000 | 40,340,000 |
| Provision for loan losses | 100,000 | 300,000 | 350,000 | 385,000 |
| Pretax income | 4,376,000 | 9,329,000 | 14,345,000 | 19,247,000 |
| Income tax | 919,000 | 1,959,000 | 3,012,000 | 4,182,000 |
| Net income | 3,457,000 | 7,370,000 | 11,333,000 | 15,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,625,000 | 126,422,000 | 128,926,000 | 131,311,000 |
| Total capital | 126,738,000 | 131,687,000 | 134,193,000 | 136,578,000 |
| Risk-weighted assets | 1,007,265,000 | 1,033,358,000 | 1,047,749,000 | 1,046,013,000 |