Call reports 2017
MBANK — 2017
What MBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 972,848,000 | 1,023,475,000 | 1,011,022,000 | 983,761,000 |
| Total loans | 786,443,000 | 790,651,000 | 808,149,000 | 811,078,000 |
| Allowance for loan losses | 5,105,000 | 5,092,000 | 5,089,000 | 5,038,000 |
| Securities available for sale | 83,882,000 | 82,212,000 | 85,009,000 | 75,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 823,774,000 | 849,677,000 | 836,660,000 | 818,781,000 |
| Interest-bearing deposits | 675,317,000 | 691,884,000 | 673,691,000 | 670,549,000 |
| Noninterest-bearing deposits | 148,457,000 | 157,793,000 | 162,970,000 | 148,232,000 |
| Equity capital | 96,749,000 | 99,081,000 | 99,711,000 | 99,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,595,000 | 21,458,000 | 32,982,000 | 44,373,000 |
| Interest expense | 1,208,000 | 2,544,000 | 4,064,000 | 5,566,000 |
| Net interest income | 9,387,000 | 18,914,000 | 28,918,000 | 38,807,000 |
| Noninterest income | 810,000 | 1,428,000 | 2,549,000 | 3,616,000 |
| Noninterest expense | 6,923,000 | 13,910,000 | 21,343,000 | 28,822,000 |
| Provision for loan losses | 150,000 | 200,000 | 400,000 | 625,000 |
| Pretax income | 3,124,000 | 6,232,000 | 9,762,000 | 13,207,000 |
| Income tax | 1,062,000 | 2,119,000 | 3,219,000 | 4,223,000 |
| Net income | 2,062,000 | 4,113,000 | 6,543,000 | 8,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,701,000 | 88,764,000 | 89,455,000 | 88,560,000 |
| Total capital | 90,806,000 | 93,855,000 | 94,544,000 | 93,598,000 |
| Risk-weighted assets | 777,028,000 | 795,719,000 | 811,371,000 | 802,520,000 |