Call reports 2016
MBANK — 2016
What MBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 729,260,000 | 889,169,000 | 955,746,000 | 978,451,000 |
| Total loans | 618,513,000 | 725,525,000 | 756,696,000 | 781,752,000 |
| Allowance for loan losses | 4,783,000 | 4,691,000 | 4,821,000 | 4,979,000 |
| Securities available for sale | 54,021,000 | 71,114,000 | 88,886,000 | 86,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,849,000 | 739,482,000 | 808,212,000 | 824,102,000 |
| Interest-bearing deposits | 475,944,000 | 589,603,000 | 644,497,000 | 659,926,000 |
| Noninterest-bearing deposits | 117,905,000 | 149,879,000 | 163,715,000 | 164,176,000 |
| Equity capital | 85,440,000 | 98,612,000 | 96,179,000 | 97,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,308,000 | 17,400,000 | 27,393,000 | 37,976,000 |
| Interest expense | 912,000 | 1,903,000 | 3,012,000 | 4,171,000 |
| Net interest income | 7,396,000 | 15,497,000 | 24,381,000 | 33,805,000 |
| Noninterest income | 528,000 | 1,492,000 | 2,934,000 | 4,029,000 |
| Noninterest expense | 5,768,000 | 14,167,000 | 21,085,000 | 28,245,000 |
| Provision for loan losses | 0 | 150,000 | 350,000 | 600,000 |
| Pretax income | 2,253,000 | 2,781,000 | 6,029,000 | 9,139,000 |
| Income tax | 767,000 | 974,000 | 2,077,000 | 3,090,000 |
| Net income | 1,486,000 | 1,807,000 | 3,952,000 | 6,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,543,000 | 88,429,000 | 85,408,000 | 87,542,000 |
| Total capital | 82,326,000 | 93,121,000 | 90,229,000 | 92,521,000 |
| Risk-weighted assets | 639,809,000 | 739,628,000 | 777,339,000 | 776,274,000 |