Call reports 2018
UNION BANK OF BLAIR — 2018
What UNION BANK OF BLAIR reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 106,723,000 | 109,056,000 | 107,368,000 | 108,485,000 |
| Total loans | 82,001,000 | 84,045,000 | 86,716,000 | 84,902,000 |
| Allowance for loan losses | 1,006,000 | 952,000 | 1,058,000 | 1,057,000 |
| Securities available for sale | 10,805,000 | 11,292,000 | 11,198,000 | 10,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,745,000 | 88,970,000 | 87,168,000 | 84,457,000 |
| Interest-bearing deposits | 73,441,000 | 75,266,000 | 74,228,000 | 70,565,000 |
| Noninterest-bearing deposits | 13,304,000 | 13,704,000 | 12,940,000 | 13,892,000 |
| Equity capital | 14,566,000 | 14,622,000 | 14,725,000 | 15,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,513,000 | 3,720,000 | 5,011,000 |
| Interest expense | 289,000 | 584,000 | 908,000 | 1,244,000 |
| Net interest income | 934,000 | 1,929,000 | 2,812,000 | 3,767,000 |
| Noninterest income | 163,000 | 310,000 | 489,000 | 813,000 |
| Noninterest expense | 623,000 | 1,211,000 | 1,820,000 | 2,561,000 |
| Provision for loan losses | 0 | 233,000 | 348,000 | 348,000 |
| Pretax income | 474,000 | 795,000 | 1,133,000 | 1,671,000 |
| Income tax | 109,000 | 229,000 | 268,000 | 465,000 |
| Net income | 365,000 | 566,000 | 865,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,664,000 | 13,694,000 | 13,897,000 | 14,367,000 |
| Total capital | 14,670,000 | 14,703,000 | 14,909,000 | 15,373,000 |
| Risk-weighted assets | 86,029,000 | 84,835,000 | 80,933,000 | 80,452,000 |