Call reports 2017
UNION BANK OF BLAIR — 2017
What UNION BANK OF BLAIR reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,789,000 | 107,737,000 | 112,195,000 | 112,310,000 |
| Total loans | 86,365,000 | 86,087,000 | 85,459,000 | 84,655,000 |
| Allowance for loan losses | 955,000 | 1,295,000 | 1,056,000 | 1,056,000 |
| Securities available for sale | 8,948,000 | 8,563,000 | 8,331,000 | 10,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,359,000 | 85,256,000 | 89,431,000 | 89,392,000 |
| Interest-bearing deposits | 73,069,000 | 72,377,000 | 76,222,000 | 75,155,000 |
| Noninterest-bearing deposits | 13,290,000 | 12,879,000 | 13,209,000 | 14,237,000 |
| Equity capital | 14,032,000 | 14,179,000 | 14,397,000 | 14,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,861,000 | 4,081,000 | 5,333,000 |
| Interest expense | 255,000 | 516,000 | 793,000 | 1,088,000 |
| Net interest income | 1,129,000 | 2,345,000 | 3,288,000 | 4,245,000 |
| Noninterest income | 168,000 | 345,000 | 522,000 | 960,000 |
| Noninterest expense | 626,000 | 1,252,000 | 1,811,000 | 2,611,000 |
| Provision for loan losses | 76,000 | 412,000 | 437,000 | 437,000 |
| Pretax income | 595,000 | 1,026,000 | 1,562,000 | 2,157,000 |
| Income tax | 247,000 | 362,000 | 559,000 | 808,000 |
| Net income | 348,000 | 664,000 | 1,003,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,013,000 | 13,121,000 | 13,379,000 | 13,518,000 |
| Total capital | 13,968,000 | 14,365,000 | 14,435,000 | 14,574,000 |
| Risk-weighted assets | 103,691,000 | 99,448,000 | 103,914,000 | 108,249,000 |