Call reports 2016
UNION BANK OF BLAIR — 2016
What UNION BANK OF BLAIR reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,312,000 | 105,738,000 | 108,383,000 | 108,205,000 |
| Total loans | 82,888,000 | 84,166,000 | 86,855,000 | 86,849,000 |
| Allowance for loan losses | 869,000 | 829,000 | 1,042,000 | 881,000 |
| Securities available for sale | 10,607,000 | 10,781,000 | 10,655,000 | 9,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,703,000 | 84,558,000 | 86,884,000 | 86,442,000 |
| Interest-bearing deposits | 62,660,000 | 72,274,000 | 75,116,000 | 74,038,000 |
| Noninterest-bearing deposits | 23,043,000 | 12,284,000 | 11,768,000 | 12,404,000 |
| Equity capital | 13,185,000 | 13,664,000 | 13,906,000 | 13,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,500,000 | 3,630,000 | 4,824,000 |
| Interest expense | 266,000 | 521,000 | 782,000 | 1,039,000 |
| Net interest income | 941,000 | 1,979,000 | 2,848,000 | 3,785,000 |
| Noninterest income | 194,000 | 383,000 | 693,000 | 919,000 |
| Noninterest expense | 593,000 | 1,375,000 | 1,899,000 | 2,632,000 |
| Provision for loan losses | 60,000 | 19,000 | 241,000 | 746,000 |
| Pretax income | 482,000 | 968,000 | 1,401,000 | 1,279,000 |
| Income tax | 168,000 | 330,000 | 486,000 | 443,000 |
| Net income | 314,000 | 638,000 | 915,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,215,000 | 12,660,000 | 12,923,000 | 12,876,000 |
| Total capital | 13,084,000 | 13,489,000 | 13,965,000 | 13,757,000 |
| Risk-weighted assets | 85,152,000 | 91,642,000 | 87,061,000 | 84,855,000 |