Call reports 2024
ROLLSTONE BANK & TRUST — 2024
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 920,929,000 | 899,474,000 | 916,875,000 | 912,350,000 |
| Total loans | 650,214,000 | 654,123,000 | 660,652,000 | 656,311,000 |
| Allowance for loan losses | 6,262,000 | 6,362,000 | 6,194,000 | 6,121,000 |
| Securities available for sale | 181,456,000 | 175,566,000 | 191,340,000 | 190,316,000 |
| Securities held to maturity | 0 | 250,000 | 1,144,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 670,936,000 | 689,558,000 | 694,557,000 | 692,478,000 |
| Interest-bearing deposits | 573,617,000 | 590,609,000 | 599,235,000 | 595,473,000 |
| Noninterest-bearing deposits | 97,319,000 | 98,949,000 | 95,322,000 | 97,005,000 |
| Equity capital | 71,668,000 | 71,161,000 | 73,027,000 | 69,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,845,000 | 17,844,000 | 26,860,000 | 35,978,000 |
| Interest expense | 5,889,000 | 11,938,000 | 17,938,000 | 23,831,000 |
| Net interest income | 2,956,000 | 5,906,000 | 8,922,000 | 12,147,000 |
| Noninterest income | 4,620,000 | 5,467,000 | 6,366,000 | 7,295,000 |
| Noninterest expense | 4,735,000 | 9,311,000 | 13,872,000 | 18,342,000 |
| Provision for loan losses | -302,000 | -203,000 | -369,000 | -441,000 |
| Pretax income | 3,034,000 | 2,062,000 | 1,642,000 | 1,244,000 |
| Income tax | 567,000 | 208,000 | 0 | -182,000 |
| Net income | 2,467,000 | 1,854,000 | 1,642,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,059,000 | 91,446,000 | 91,234,000 | 91,018,000 |
| Total capital | 98,321,000 | 97,808,000 | 97,428,000 | 97,139,000 |
| Risk-weighted assets | 698,753,000 | 695,318,000 | 699,105,000 | 693,647,000 |