Call reports 2023
ROLLSTONE BANK & TRUST — 2023
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 904,887,000 | 906,383,000 | 910,343,000 | 917,185,000 |
| Total loans | 632,902,000 | 637,654,000 | 643,805,000 | 653,057,000 |
| Allowance for loan losses | 6,257,000 | 6,392,000 | 6,545,000 | 6,565,000 |
| Securities available for sale | 199,522,000 | 199,468,000 | 192,306,000 | 178,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,991,000 | 669,271,000 | 668,026,000 | 639,724,000 |
| Interest-bearing deposits | 568,853,000 | 557,591,000 | 558,987,000 | 539,180,000 |
| Noninterest-bearing deposits | 113,138,000 | 111,680,000 | 109,039,000 | 100,544,000 |
| Equity capital | 72,144,000 | 72,179,000 | 67,892,000 | 71,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,734,000 | 15,770,000 | 24,108,000 | 32,852,000 |
| Interest expense | 3,917,000 | 8,496,000 | 13,549,000 | 19,117,000 |
| Net interest income | 3,817,000 | 7,274,000 | 10,559,000 | 13,735,000 |
| Noninterest income | 727,000 | 1,495,000 | 2,292,000 | 3,079,000 |
| Noninterest expense | 4,666,000 | 8,979,000 | 13,451,000 | 18,009,000 |
| Provision for loan losses | 118,000 | 251,000 | 402,000 | 421,000 |
| Pretax income | -115,000 | -312,000 | -994,000 | -2,173,000 |
| Income tax | -119,000 | -214,000 | -409,000 | -684,000 |
| Net income | 4,000 | -98,000 | -585,000 | -1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,085,000 | 90,983,000 | 90,496,000 | 89,592,000 |
| Total capital | 97,342,000 | 97,375,000 | 97,041,000 | 96,157,000 |
| Risk-weighted assets | 678,534,000 | 696,192,000 | 702,853,000 | 699,040,000 |