Call reports 2022
ROLLSTONE BANK & TRUST — 2022
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 824,326,000 | 843,415,000 | 880,957,000 | 888,799,000 |
| Total loans | 548,832,000 | 599,400,000 | 621,239,000 | 628,468,000 |
| Allowance for loan losses | 8,014,000 | 7,335,000 | 6,295,000 | 6,139,000 |
| Securities available for sale | 182,100,000 | 167,769,000 | 177,956,000 | 175,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,515,000 | 723,056,000 | 716,918,000 | 705,191,000 |
| Interest-bearing deposits | 594,161,000 | 600,274,000 | 588,649,000 | 586,743,000 |
| Noninterest-bearing deposits | 114,354,000 | 122,782,000 | 128,269,000 | 118,448,000 |
| Equity capital | 80,811,000 | 74,652,000 | 70,491,000 | 72,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,424,000 | 12,934,000 | 19,867,000 | 27,329,000 |
| Interest expense | 1,174,000 | 2,418,000 | 4,219,000 | 7,272,000 |
| Net interest income | 5,250,000 | 10,516,000 | 15,648,000 | 20,057,000 |
| Noninterest income | 803,000 | 1,586,000 | 2,336,000 | 3,043,000 |
| Noninterest expense | 4,744,000 | 9,579,000 | 14,266,000 | 19,558,000 |
| Provision for loan losses | 0 | -679,000 | -403,000 | -607,000 |
| Pretax income | 193,000 | -889,000 | -531,000 | 1,075,000 |
| Income tax | -36,000 | -697,000 | -708,000 | -341,000 |
| Net income | 229,000 | -192,000 | 177,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,004,000 | 88,571,000 | 89,922,000 | 91,143,000 |
| Total capital | 97,018,000 | 95,906,000 | 96,217,000 | 97,282,000 |
| Risk-weighted assets | 660,671,000 | 700,891,000 | 712,168,000 | 713,217,000 |