Call reports 2021
ROLLSTONE BANK & TRUST — 2021
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 806,619,000 | 845,002,000 | 861,811,000 | 842,610,000 |
| Total loans | 534,878,000 | 547,129,000 | 558,639,000 | 554,089,000 |
| Allowance for loan losses | 7,158,000 | 7,796,000 | 7,796,000 | 8,012,000 |
| Securities available for sale | 205,117,000 | 206,786,000 | 192,367,000 | 198,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,518,000 | 721,593,000 | 738,342,000 | 718,451,000 |
| Interest-bearing deposits | 534,099,000 | 604,950,000 | 615,700,000 | 595,432,000 |
| Noninterest-bearing deposits | 111,419,000 | 116,643,000 | 122,642,000 | 123,019,000 |
| Equity capital | 82,053,000 | 84,255,000 | 84,873,000 | 86,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,178,000 | 12,954,000 | 19,410,000 | 25,829,000 |
| Interest expense | 1,427,000 | 2,744,000 | 4,028,000 | 5,294,000 |
| Net interest income | 4,751,000 | 10,210,000 | 15,382,000 | 20,535,000 |
| Noninterest income | 703,000 | 1,572,000 | 2,425,000 | 3,324,000 |
| Noninterest expense | 4,257,000 | 8,751,000 | 13,129,000 | 18,583,000 |
| Provision for loan losses | 0 | 600,000 | 600,000 | 600,000 |
| Pretax income | 3,326,000 | 5,354,000 | 6,874,000 | 9,492,000 |
| Income tax | 752,000 | 1,207,000 | 1,538,000 | 2,167,000 |
| Net income | 2,574,000 | 4,147,000 | 5,336,000 | 7,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,389,000 | 85,834,000 | 86,944,000 | 88,874,000 |
| Total capital | 91,547,000 | 93,630,000 | 94,740,000 | 96,886,000 |
| Risk-weighted assets | 618,370,000 | 629,619,000 | 647,140,000 | 655,563,000 |