Call reports 2020
ROLLSTONE BANK & TRUST — 2020
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 714,217,000 | 767,971,000 | 764,491,000 | 792,319,000 |
| Total loans | 478,165,000 | 500,103,000 | 490,509,000 | 503,423,000 |
| Allowance for loan losses | 6,292,000 | 6,517,000 | 6,718,000 | 7,126,000 |
| Securities available for sale | 163,410,000 | 194,975,000 | 208,902,000 | 222,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,393,000 | 522,038,000 | 551,266,000 | 595,242,000 |
| Interest-bearing deposits | 400,358,000 | 418,813,000 | 448,948,000 | 490,965,000 |
| Noninterest-bearing deposits | 85,035,000 | 103,225,000 | 102,318,000 | 104,277,000 |
| Equity capital | 74,857,000 | 76,789,000 | 77,976,000 | 81,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,606,000 | 12,667,000 | 18,655,000 | 24,819,000 |
| Interest expense | 2,080,000 | 3,817,000 | 5,490,000 | 7,009,000 |
| Net interest income | 4,526,000 | 8,850,000 | 13,165,000 | 17,810,000 |
| Noninterest income | 744,000 | 1,600,000 | 2,629,000 | 3,621,000 |
| Noninterest expense | 4,098,000 | 8,165,000 | 12,113,000 | 16,626,000 |
| Provision for loan losses | 400,000 | 600,000 | 800,000 | 1,200,000 |
| Pretax income | -719,000 | 1,538,000 | 3,401,000 | 6,588,000 |
| Income tax | -255,000 | 254,000 | 663,000 | 1,343,000 |
| Net income | -464,000 | 1,284,000 | 2,738,000 | 5,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,392,000 | 78,140,000 | 79,507,000 | 81,942,000 |
| Total capital | 82,684,000 | 84,657,000 | 86,225,000 | 89,068,000 |
| Risk-weighted assets | 504,245,000 | 523,344,000 | 544,926,000 | 583,334,000 |