Call reports 2019
ROLLSTONE BANK & TRUST — 2019
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 689,735,000 | 684,948,000 | 690,761,000 | 694,701,000 |
| Total loans | 493,102,000 | 497,492,000 | 501,610,000 | 490,172,000 |
| Allowance for loan losses | 7,175,000 | 7,188,000 | 6,848,000 | 6,612,000 |
| Securities available for sale | 149,844,000 | 145,932,000 | 132,089,000 | 149,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,421,000 | 469,907,000 | 469,680,000 | 482,102,000 |
| Interest-bearing deposits | 397,391,000 | 387,806,000 | 386,306,000 | 398,878,000 |
| Noninterest-bearing deposits | 79,030,000 | 82,101,000 | 83,374,000 | 83,224,000 |
| Equity capital | 74,595,000 | 74,618,000 | 75,218,000 | 76,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,378,000 | 12,731,000 | 19,227,000 | 25,599,000 |
| Interest expense | 2,247,000 | 4,531,000 | 6,893,000 | 9,156,000 |
| Net interest income | 4,131,000 | 8,200,000 | 12,334,000 | 16,443,000 |
| Noninterest income | 698,000 | 1,438,000 | 2,195,000 | 2,977,000 |
| Noninterest expense | 3,998,000 | 8,806,000 | 12,895,000 | 17,198,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 991,000 | 2,406,000 | 3,360,000 | 4,513,000 |
| Income tax | 186,000 | 487,000 | 659,000 | 862,000 |
| Net income | 805,000 | 1,919,000 | 2,701,000 | 3,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,395,000 | 73,469,000 | 75,993,000 | 76,903,000 |
| Total capital | 80,120,000 | 80,962,000 | 82,357,000 | 83,239,000 |
| Risk-weighted assets | 519,920,000 | 509,992,000 | 508,641,000 | 506,585,000 |