Call reports 2018
ROLLSTONE BANK & TRUST — 2018
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 626,599,000 | 636,500,000 | 633,463,000 | 660,949,000 |
| Total loans | 477,931,000 | 488,705,000 | 489,193,000 | 492,033,000 |
| Allowance for loan losses | 6,985,000 | 6,989,000 | 6,970,000 | 7,138,000 |
| Securities available for sale | 106,519,000 | 104,727,000 | 98,573,000 | 122,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,687,000 | 445,031,000 | 442,942,000 | 465,916,000 |
| Interest-bearing deposits | 354,752,000 | 360,496,000 | 358,281,000 | 381,391,000 |
| Noninterest-bearing deposits | 78,935,000 | 84,535,000 | 84,661,000 | 84,525,000 |
| Equity capital | 71,808,000 | 72,240,000 | 73,209,000 | 72,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,629,000 | 11,349,000 | 17,244,000 | 23,355,000 |
| Interest expense | 1,303,000 | 2,691,000 | 4,271,000 | 6,155,000 |
| Net interest income | 4,326,000 | 8,658,000 | 12,973,000 | 17,200,000 |
| Noninterest income | 740,000 | 1,621,000 | 2,378,000 | 3,165,000 |
| Noninterest expense | 3,928,000 | 7,798,000 | 11,587,000 | 16,440,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 2,276,000 | 3,692,000 | 6,317,000 | 6,416,000 |
| Income tax | 497,000 | 810,000 | 1,427,000 | 1,366,000 |
| Net income | 1,779,000 | 2,882,000 | 4,890,000 | 5,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,257,000 | 69,603,000 | 71,538,000 | 71,599,000 |
| Total capital | 76,826,000 | 77,503,000 | 79,046,000 | 78,651,000 |
| Risk-weighted assets | 479,862,000 | 495,113,000 | 492,842,000 | 508,956,000 |