Call reports 2017
ROLLSTONE BANK & TRUST — 2017
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 621,419,000 | 651,011,000 | 641,830,000 | 641,094,000 |
| Total loans | 454,331,000 | 487,167,000 | 485,847,000 | 481,960,000 |
| Allowance for loan losses | 6,603,000 | 6,607,000 | 6,609,000 | 6,985,000 |
| Securities available for sale | 106,184,000 | 105,442,000 | 101,337,000 | 113,629,000 |
| Securities held to maturity | 12,825,000 | 12,784,000 | 14,743,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,323,000 | 402,427,000 | 429,800,000 | 440,333,000 |
| Interest-bearing deposits | 299,649,000 | 315,652,000 | 345,528,000 | 356,471,000 |
| Noninterest-bearing deposits | 82,674,000 | 86,775,000 | 84,272,000 | 83,862,000 |
| Equity capital | 67,275,000 | 68,496,000 | 70,163,000 | 70,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,236,000 | 10,791,000 | 16,539,000 | 22,385,000 |
| Interest expense | 929,000 | 1,997,000 | 3,181,000 | 4,457,000 |
| Net interest income | 4,307,000 | 8,794,000 | 13,358,000 | 17,928,000 |
| Noninterest income | 747,000 | 1,504,000 | 2,382,000 | 3,154,000 |
| Noninterest expense | 3,753,000 | 7,845,000 | 11,784,000 | 15,566,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 1,865,000 | 3,037,000 | 4,646,000 | 5,995,000 |
| Income tax | 578,000 | 948,000 | 1,446,000 | 2,581,000 |
| Net income | 1,287,000 | 2,089,000 | 3,200,000 | 3,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,755,000 | 66,491,000 | 67,563,000 | 67,489,000 |
| Total capital | 72,884,000 | 74,194,000 | 75,459,000 | 75,664,000 |
| Risk-weighted assets | 458,941,000 | 495,538,000 | 490,998,000 | 487,545,000 |