Call reports 2016
ROLLSTONE BANK & TRUST — 2016
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 574,533,000 | 595,316,000 | 585,566,000 | 608,836,000 |
| Total loans | 436,790,000 | 436,991,000 | 440,331,000 | 443,707,000 |
| Allowance for loan losses | 5,648,000 | 5,922,000 | 6,018,000 | 6,322,000 |
| Securities available for sale | 79,537,000 | 96,606,000 | 93,378,000 | 108,128,000 |
| Securities held to maturity | 16,031,000 | 15,987,000 | 12,909,000 | 12,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,752,000 | 373,254,000 | 377,990,000 | 375,405,000 |
| Interest-bearing deposits | 299,340,000 | 293,601,000 | 293,436,000 | 294,565,000 |
| Noninterest-bearing deposits | 75,412,000 | 79,653,000 | 84,554,000 | 80,840,000 |
| Equity capital | 63,670,000 | 64,406,000 | 65,762,000 | 65,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,947,000 | 10,056,000 | 15,079,000 | 20,218,000 |
| Interest expense | 862,000 | 1,756,000 | 2,621,000 | 3,499,000 |
| Net interest income | 4,085,000 | 8,300,000 | 12,458,000 | 16,719,000 |
| Noninterest income | 608,000 | 1,375,000 | 2,329,000 | 3,582,000 |
| Noninterest expense | 3,604,000 | 7,298,000 | 10,905,000 | 14,944,000 |
| Provision for loan losses | 0 | 300,000 | 400,000 | 665,000 |
| Pretax income | 1,516,000 | 2,695,000 | 4,236,000 | 5,590,000 |
| Income tax | 442,000 | 715,000 | 1,190,000 | 1,614,000 |
| Net income | 1,074,000 | 1,980,000 | 3,046,000 | 3,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,764,000 | 62,616,000 | 63,637,000 | 64,513,000 |
| Total capital | 68,399,000 | 69,222,000 | 70,315,000 | 71,583,000 |
| Risk-weighted assets | 455,622,000 | 451,720,000 | 444,829,000 | 446,971,000 |