Call reports 2015
ROLLSTONE BANK & TRUST — 2015
What ROLLSTONE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 571,438,000 | 562,572,000 | 570,815,000 | 587,513,000 |
| Total loans | 416,431,000 | 409,241,000 | 414,738,000 | 420,375,000 |
| Allowance for loan losses | 5,712,000 | 5,547,000 | 5,743,000 | 5,729,000 |
| Securities available for sale | 100,837,000 | 98,186,000 | 102,510,000 | 111,161,000 |
| Securities held to maturity | 16,205,000 | 16,161,000 | 16,117,000 | 16,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,719,000 | 384,380,000 | 370,944,000 | 374,888,000 |
| Interest-bearing deposits | 298,213,000 | 308,613,000 | 290,832,000 | 298,817,000 |
| Noninterest-bearing deposits | 70,506,000 | 75,767,000 | 80,112,000 | 76,071,000 |
| Equity capital | 60,877,000 | 61,136,000 | 61,731,000 | 62,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,827,000 | 9,637,000 | 14,413,000 | 19,358,000 |
| Interest expense | 950,000 | 1,860,000 | 2,663,000 | 3,446,000 |
| Net interest income | 3,877,000 | 7,777,000 | 11,750,000 | 15,912,000 |
| Noninterest income | 740,000 | 1,416,000 | 2,102,000 | 2,742,000 |
| Noninterest expense | 3,523,000 | 7,055,000 | 10,507,000 | 14,338,000 |
| Provision for loan losses | 50,000 | 0 | 0 | 150,000 |
| Pretax income | 1,116,000 | 2,877,000 | 4,095,000 | 4,939,000 |
| Income tax | 291,000 | 804,000 | 1,123,000 | 1,262,000 |
| Net income | 825,000 | 2,073,000 | 2,972,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,022,000 | 59,228,000 | 60,065,000 | 60,725,000 |
| Total capital | 64,688,000 | 65,611,000 | 66,151,000 | 67,244,000 |
| Risk-weighted assets | 412,001,000 | 420,491,000 | 428,138,000 | 442,203,000 |