Call reports 2025
FIRST TEXOMA NATIONAL BANK — 2025
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 223,542,000 | 222,922,000 | 221,777,000 | 217,575,000 |
| Total loans | 149,571,000 | 150,388,000 | 154,134,000 | 151,387,000 |
| Allowance for loan losses | 2,098,000 | 2,083,000 | 2,083,000 | 2,138,000 |
| Securities available for sale | 56,279,000 | 58,998,000 | 59,182,000 | 55,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,374,000 | 201,532,000 | 196,082,000 | 195,580,000 |
| Interest-bearing deposits | 122,089,000 | 120,541,000 | 115,263,000 | 116,808,000 |
| Noninterest-bearing deposits | 80,285,000 | 80,991,000 | 80,819,000 | 78,772,000 |
| Equity capital | 20,700,000 | 21,022,000 | 22,927,000 | 21,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,890,000 | 5,974,000 | 9,019,000 | 12,113,000 |
| Interest expense | 553,000 | 1,100,000 | 1,543,000 | 1,991,000 |
| Net interest income | 2,337,000 | 4,874,000 | 7,476,000 | 10,122,000 |
| Noninterest income | 282,000 | 582,000 | 874,000 | 1,161,000 |
| Noninterest expense | 1,889,000 | 3,930,000 | 5,983,000 | 8,052,000 |
| Provision for loan losses | 0 | 142,000 | 142,000 | 387,000 |
| Pretax income | 730,000 | 1,386,000 | 2,227,000 | 2,788,000 |
| Income tax | 176,000 | 321,000 | 510,000 | 632,000 |
| Net income | 554,000 | 1,065,000 | 1,717,000 | 2,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,205,000 | 25,716,000 | 26,368,000 | 24,807,000 |
| Total capital | — | 27,642,000 | — | — |
| Risk-weighted assets | — | 153,876,000 | — | — |