Call reports 2024
FIRST TEXOMA NATIONAL BANK — 2024
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 220,236,000 | 222,454,000 | 226,475,000 | 221,552,000 |
| Total loans | 153,347,000 | 153,825,000 | 151,542,000 | 150,433,000 |
| Allowance for loan losses | 2,096,000 | 2,112,000 | 2,065,000 | 2,125,000 |
| Securities available for sale | 52,292,000 | 53,582,000 | 59,209,000 | 56,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,837,000 | 201,792,000 | 203,551,000 | 201,665,000 |
| Interest-bearing deposits | 123,599,000 | 122,678,000 | 125,540,000 | 118,786,000 |
| Noninterest-bearing deposits | 76,238,000 | 79,114,000 | 78,011,000 | 82,879,000 |
| Equity capital | 19,816,000 | 20,299,000 | 22,351,000 | 19,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,573,000 | 8,564,000 | 11,504,000 |
| Interest expense | 582,000 | 1,241,000 | 1,910,000 | 2,510,000 |
| Net interest income | 2,200,000 | 4,332,000 | 6,654,000 | 8,994,000 |
| Noninterest income | 318,000 | 632,000 | 1,165,000 | 1,469,000 |
| Noninterest expense | 1,898,000 | 3,788,000 | 5,800,000 | 7,873,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 165,000 |
| Pretax income | 620,000 | 1,126,000 | 1,973,000 | 2,425,000 |
| Income tax | 107,000 | 225,000 | 418,000 | 512,000 |
| Net income | 513,000 | 901,000 | 1,555,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,001,000 | 25,389,000 | 26,044,000 | 24,651,000 |
| Total capital | 26,832,000 | — | — | — |
| Risk-weighted assets | 146,211,000 | — | — | — |