Call reports 2021
FIRST TEXOMA NATIONAL BANK — 2021
What FIRST TEXOMA NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 215,334,000 | 220,067,000 | 224,257,000 | 224,229,000 |
| Total loans | 144,393,000 | 144,623,000 | 142,182,000 | 142,498,000 |
| Allowance for loan losses | 2,085,000 | 2,067,000 | 2,012,000 | 1,986,000 |
| Securities available for sale | 53,417,000 | 65,398,000 | 70,183,000 | 67,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,449,000 | 195,368,000 | 199,216,000 | 200,608,000 |
| Interest-bearing deposits | 118,984,000 | 125,331,000 | 124,339,000 | 124,823,000 |
| Noninterest-bearing deposits | 72,465,000 | 70,037,000 | 74,877,000 | 75,785,000 |
| Equity capital | 23,108,000 | 23,704,000 | 24,277,000 | 23,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,521,000 | 6,610,000 | 8,689,000 |
| Interest expense | 122,000 | 218,000 | 301,000 | 374,000 |
| Net interest income | 2,214,000 | 4,303,000 | 6,309,000 | 8,315,000 |
| Noninterest income | 338,000 | 706,000 | 1,086,000 | 1,487,000 |
| Noninterest expense | 1,661,000 | 3,404,000 | 5,217,000 | 7,206,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 892,000 | 1,643,000 | 2,210,000 | 2,428,000 |
| Income tax | 201,000 | 370,000 | 488,000 | 479,000 |
| Net income | 691,000 | 1,273,000 | 1,722,000 | 1,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,311,000 | 22,893,000 | 23,342,000 | 22,819,000 |
| Total capital | 24,077,000 | 24,662,000 | 25,105,000 | 24,598,000 |
| Risk-weighted assets | 140,984,000 | 141,080,000 | 140,860,000 | 142,170,000 |